ZIP code · Panama City Beach · Florida · United States
ZIP code 32413 — Panama City Beach
ZIP code 32413 serves Panama City Beach, Florida.
- Postal code
- 32413Single source Value from one source, not cross-checked.
- County
- Bay FIPS 12005
- State
- Florida
- Country
- United States
- Coordinates
- 30.3105, -85.9106 — precision precise (locality)
View on OpenStreetMap - Population
- 15,214 (ZCTA, ACS 5-year)
- Population density
- 141 / sq mi
- Land area
- 108.2 sq mi (280.3 km²) (ZCTA, ACS 5-year)
- Median household income
- $76,010
- Per-capita income
- $54,446
- Median age
- 52.7
- Households
- 7,575
- Housing units
- 16,334
- Median home value
- $384,000
- Median gross rent
- $1,629 / month
- Congressional district
- FL-2 (119th Congress)
- USDA hardiness zone
- 9a (20 to 25 °F)Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
- Time zone
- America/Chicago (UTC−6 / UTC−5 DST)
Tools: compare 32413 with another ZIP · ZIPs within 25 miles · distance from 32413
Map of ZIP code 32413
Climate — monthly normals
Warmest month Jul (avg high 91°F), coldest Jan (avg low 42°F).
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg high °F | 63 | 67 | 72 | 79 | 86 | 89 | 91 | 90 | 88 | 81 | 73 | 66 |
| Avg low °F | 42 | 45 | 50 | 56 | 63 | 71 | 73 | 74 | 70 | 59 | 48 | 44 |
| Precip in | 4.7 | 4.8 | 5.2 | 4.9 | 3.0 | 5.7 | 6.8 | 7.1 | 5.1 | 3.5 | 4.2 | 4.5 |
NOAA 1991–2020 climate normals from the nearest station: NW FLORIDA BEACHES INTL AP (7.8 mi) · NOAA NCEI
Places in ZIP 32413
- 2 schools
- 1 hospitals & clinics
- 1 doctors & dentists
- 1 pharmacies
- 6 supermarkets
- 72 restaurants & cafés
- 12 bars & pubs
- 12 parks
- 2 playgrounds
- 5 gyms & sports centres
- 1 post offices
- 3 places of worship
- 3 banks
- 6 gas stations
- 2 EV charging stations
- 5 police & fire stations
Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology
About this page
US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.
GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page