ZIP code · Middlebury · Indiana · United States

ZIP code 46540 — Middlebury

ZIP code 46540 serves Middlebury, Indiana.

Postal code
46540
Single source Value from one source, not cross-checked.
City
Middlebury
County
Elkhart FIPS 18039
State
Indiana
Country
United States
Coordinates
41.6754, -85.7114 — precision precise (locality)
View on OpenStreetMap
Population
13,239 (ZCTA, ACS 5-year)
Population density
223 / sq mi
Land area
59.4 sq mi (153.8 km²) (ZCTA, ACS 5-year)
Median household income
$99,664
Per-capita income
$38,758
Median age
31.7
Households
3,946
Housing units
4,245
Median home value
$297,800
Median gross rent
$1,074 / month
Congressional districts
IN-2 (also IN-3) (119th Congress)
USDA hardiness zone
6a (-10 to -5 °F)
Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
Time zone
America/Indiana/Indianapolis (UTC−5 / UTC−4 DST)
Area code
574
Telephone area codes serving this ZIP (NANPA central-office assignments). A ZIP and an area code are different boundaries; at a border both codes may apply.

Climate — monthly normals

Warmest month Jul (avg high 83°F), coldest Jan (avg low 18°F).

JanFebMarAprMayJunJulAugSepOctNovDec
Avg high °F323547607180838175624837
Avg low °F182029385060626053433324
Precip in1.71.62.03.44.23.53.74.02.93.02.81.9

NOAA 1991–2020 climate normals from the nearest station: GOSHEN MUNI AP (11.1 mi) · NOAA NCEI

Places in ZIP 46540

Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology

About this page

US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.

GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page