ZIP code · Saginaw · Michigan · United States

ZIP code 48609 — Saginaw

ZIP code 48609 serves Saginaw, Michigan.

Postal code
48609
Single source Value from one source, not cross-checked.
City
Saginaw
County
Saginaw FIPS 26145
State
Michigan
Country
United States
Coordinates
43.3869, -84.0926 — precision precise (locality)
View on OpenStreetMap
Population
12,206 (ZCTA, ACS 5-year)
Population density
272 / sq mi
Land area
44.8 sq mi (116.1 km²) (ZCTA, ACS 5-year)
Median household income
$78,800
Per-capita income
$39,838
Median age
49.2
Households
5,288
Housing units
5,494
Median home value
$166,400
Median gross rent
$903 / month
Congressional district
MI-8 (119th Congress)
USDA hardiness zone
6a (-10 to -5 °F)
Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
Time zone
America/Detroit (UTC−5 / UTC−4 DST)
Area code
989
Telephone area codes serving this ZIP (NANPA central-office assignments). A ZIP and an area code are different boundaries; at a border both codes may apply.

Climate — monthly normals

Warmest month Jul (avg high 83°F), coldest Jan (avg low 16°F).

JanFebMarAprMayJunJulAugSepOctNovDec
Avg high °F303343566979838274614635
Avg low °F161725354758626052413123
Precip in2.31.92.03.63.63.53.43.52.72.92.62.0

NOAA 1991–2020 climate normals from the nearest station: SAGINAW #3 (7.1 mi) · NOAA NCEI

Places in ZIP 48609

Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology

About this page

US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.

GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page