ZIP code · Traverse City · Michigan · United States

ZIP code 49686 — Traverse City

ZIP code 49686 serves Traverse City, Michigan.

Postal code
49686
Single source Value from one source, not cross-checked.
City
Traverse City
County
Grand Traverse FIPS 26055
State
Michigan
Country
United States
Coordinates
44.7631, -85.6206 — precision precise (locality)
View on OpenStreetMap
Population
25,181 (ZCTA, ACS 5-year)
Population density
532 / sq mi
Land area
47.3 sq mi (122.5 km²) (ZCTA, ACS 5-year)
Median household income
$71,198
Per-capita income
$48,520
Median age
47.1
Households
11,687
Housing units
13,261
Median home value
$295,500
Median gross rent
$1,209 / month
Congressional district
MI-1 (119th Congress)
USDA hardiness zone
6b (-5 to 0 °F)
Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
Time zone
America/Detroit (UTC−5 / UTC−4 DST)
Area code
231
Telephone area codes serving this ZIP (NANPA central-office assignments). A ZIP and an area code are different boundaries; at a border both codes may apply.

Climate — monthly normals

Warmest month Jul (avg high 79°F), coldest Feb (avg low 14°F).

JanFebMarAprMayJunJulAugSepOctNovDec
Avg high °F283039526575797871574433
Avg low °F151421314253585750393022
Precip in2.72.02.13.43.52.92.83.23.64.13.22.7

NOAA 1991–2020 climate normals from the nearest station: TRAVERSE CITY MUNSON (1.2 mi) · NOAA NCEI

Places in ZIP 49686

Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology

About this page

US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.

GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page