ZIP code · Banner Elk · North Carolina · United States
ZIP code 28604 — Banner Elk
ZIP code 28604 serves Banner Elk, North Carolina.
- Postal code
- 28604Single source Value from one source, not cross-checked.
- City
- Banner Elk
- County
- Avery FIPS 37011
- State
- North Carolina
- Country
- United States
- Coordinates
- 36.1705, -81.8412 — precision precise (locality)
View on OpenStreetMap - Population
- 7,280 (ZCTA, ACS 5-year)
- Population density
- 106 / sq mi
- Land area
- 68.7 sq mi (177.8 km²) (ZCTA, ACS 5-year)
- Median household income
- $64,052
- Per-capita income
- $42,016
- Median age
- 42.5
- Households
- 2,956
- Housing units
- 9,148
- Median home value
- $319,200
- Median gross rent
- $932 / month
- Congressional districts
- NC-5 (also NC-11) (119th Congress)
- USDA hardiness zone
- 6b (-5 to 0 °F)Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
- Time zone
- America/New_York (UTC−5 / UTC−4 DST)
- Area code
- 828Telephone area codes serving this ZIP (NANPA central-office assignments). A ZIP and an area code are different boundaries; at a border both codes may apply.
Tools: compare 28604 with another ZIP · ZIPs within 25 miles · distance from 28604
Map of ZIP code 28604
Climate — monthly normals
Warmest month Jul (avg high 77°F), coldest Jan (avg low 22°F).
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg high °F | 40 | 44 | 50 | 60 | 68 | 74 | 77 | 76 | 71 | 62 | 52 | 44 |
| Avg low °F | 22 | 24 | 30 | 39 | 47 | 56 | 59 | 57 | 52 | 40 | 31 | 26 |
| Precip in | 4.6 | 3.7 | 4.9 | 4.8 | 5.1 | 5.1 | 5.7 | 4.3 | 4.5 | 3.4 | 3.3 | 4.3 |
NOAA 1991–2020 climate normals from the nearest station: BANNER ELK (1.9 mi) · NOAA NCEI
Places in ZIP 28604
- 3 schools
- 1 colleges & universities
- 4 hospitals & clinics
- 1 pharmacies
- 1 supermarkets
- 17 restaurants & cafés
- 7 bars & pubs
- 11 parks
- 14 playgrounds
- 3 gyms & sports centres
- 1 post offices
- 22 places of worship
- 3 banks
- 4 gas stations
- 6 police & fire stations
Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology
About this page
US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.
GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page