ZIP code · Panama City · Florida · United States
ZIP code 32401 — Panama City
ZIP code 32401 serves Panama City, Florida.
- Postal code
- 32401Single source Value from one source, not cross-checked.
- City
- Panama City
- County
- Bay FIPS 12005
- State
- Florida
- Country
- United States
- Coordinates
- 30.1606, -85.6494 — precision precise (locality)
View on OpenStreetMap - Population
- 18,394 (ZCTA, ACS 5-year)
- Population density
- 1,472 / sq mi
- Land area
- 12.5 sq mi (32.4 km²) (ZCTA, ACS 5-year)
- Median household income
- $49,901
- Per-capita income
- $34,320
- Median age
- 42.6
- Households
- 8,771
- Housing units
- 10,239
- Median home value
- $207,000
- Median gross rent
- $1,194 / month
- Congressional district
- FL-2 (119th Congress)
- USDA hardiness zone
- 9b (25 to 30 °F)Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
- Time zone
- America/Chicago (UTC−6 / UTC−5 DST)
Tools: compare 32401 with another ZIP · ZIPs within 25 miles · distance from 32401
Map of ZIP code 32401
Climate — monthly normals
Warmest month Jul (avg high 91°F), coldest Jan (avg low 45°F).
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg high °F | 63 | 67 | 72 | 77 | 85 | 89 | 91 | 90 | 89 | 82 | 72 | 66 |
| Avg low °F | 45 | 48 | 53 | 60 | 67 | 74 | 76 | 75 | 71 | 62 | 52 | 47 |
NOAA 1991–2020 climate normals from the nearest station: PANAMA CITY BAY CO AP (4.0 mi) · NOAA NCEI
Places in ZIP 32401
- 25 schools
- 1 hospitals & clinics
- 6 doctors & dentists
- 1 pharmacies
- 3 supermarkets
- 31 restaurants & cafés
- 11 bars & pubs
- 28 parks
- 6 playgrounds
- 2 gyms & sports centres
- 1 libraries
- 1 post offices
- 25 places of worship
- 5 banks
- 8 gas stations
- 1 EV charging stations
- 5 police & fire stations
Places mapped inside this ZIP’s ZCTA area in OpenStreetMap. OSM is community-maintained: counts reflect what has been mapped, and completeness varies by area — treat them as at-least figures. © OpenStreetMap contributors (ODbL) · Methodology
About this page
US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.
GeoNames · U.S. Census Bureau (ACS) · U.S. Census Bureau · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page