ZIP code · Panama City · Florida · United States

ZIP code 32402 — Panama City

ZIP code 32402 serves Panama City, Florida.

Postal code: 32402
Single source Value from one source, not cross-checked.
City: Panama City
County: Bay
State: Florida
Country: United States
Coordinates: 30.2345, -85.6920 — precision precise (locality)
View on OpenStreetMap
USDA hardiness zone: 9b (25 to 30 °F)
Planting / growing zone from the 2023 USDA Plant Hardiness Zone Map: average annual extreme minimum temperature, 1991–2020.
Time zone: America/Chicago (UTC−6 / UTC−5 DST)
Area codes: 850, 448
Telephone area codes serving this ZIP (NANPA central-office assignments). A ZIP and an area code are different boundaries; at a border both codes may apply.

Tools: compare 32402 with another ZIP · ZIPs within 25 miles · distance from 32402

Climate — monthly normals

Warmest month Jul (avg high 91°F), coldest Jan (avg low 45°F).

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Avg high °F	63	67	72	77	85	89	91	90	89	82	72	66
Avg low °F	45	48	53	60	67	74	76	75	71	62	52	47

NOAA 1991–2020 climate normals from the nearest station: PANAMA CITY BAY CO AP (1.7 mi) · NOAA NCEI

About this page

US ZIP codes have five digits. They are postal routing areas, not administrative boundaries: a ZIP can span more than one city or county, and the city shown is the primary USPS name for that code.

GeoNames · NOAA NCEI · usda-phzm. Data generated on 2026-08-21. Methodology · Report an error on this page